The single worst piece of money advice a 20-something will ever receive

first_img 29SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr It’s no secret that there’s a lot of really bad “advice” on the internet. If you dive into the deepest corners of the web, you can find some truly deplorable stuff. But I think I just found something that takes the cake.I will not link to it here; if you Google GOOGL +0.98% it, you’ll find it easily enough. It’s a new piece on EliteDaily (yes, I know, consider the source), and its headline reads, “If You Have Savings In Your 20′s, You’re Doing Something Wrong.”It only gets worse from there. While the author (who has not yet responded to a request to comment for this story) is presumably trying to get twenty-somethings to relax about their financial states and just enjoy life, the end result is something akin to financial malpractice. “People who are saving in their 20s are people who don’t set their sights high. They’ve already dropped out of the game and settled for the minor leagues,” she writes. “Your 20s are not the time to save; they’re the time to gamble. $200 a month isn’t going to make the dent that a $60,000 pay raise will after spending all those nights out networking.”Other quips include: “Don’t waste your youth worrying about expenses when you should be worrying about experiences” and “when you care about your 401k, your life is just ‘k.’”There’s a lot to address here, but let’s start at the top.  If you have savings in your twenties — any savings at all — you are not doing something wrong. In fact, you are doing something very, very right. continue reading »last_img read more

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Arsenal’s hopes of signing a new midfielder fade as Chelsea rule out Jorginho deal

first_imgArsenal’s hopes of signing a new midfielder fade as Chelsea rule out Jorginho deal Comment The Italian will remain at Stamford Bridge for the current season (Picture: Getty)Arsenal look set to be thwarted in their bid to sign a new midfielder before the transfer window closes, with Chelsea refusing to allow backup target Jorginho to move to north London.Mikel Arteta had made strengthening his midfield a priority over the summer, targeting ambitious moves for Lyon’s Houssem Aouar and Atletico Madrid destroyer Thomas Partey.However, the Gunners were unable to raise the funds required to afford Aouar, who was valued at around £40million, while Atleti were adamant Partey could only leave if his mammoth release clause was triggered in full. Advertisement Metro Sport ReporterMonday 5 Oct 2020 8:18 amShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link14.5kSharescenter_img Arteta’s number one transfer priority this summer was a new midfielder (Picture: Getty)That prompted Arsenal to explore other options, with the club sounding out Chelsea over a potential deal for Italy international Jorginho.AdvertisementAdvertisementADVERTISEMENTBut The Athletic report that the west London club will not permit Jorginho to leave Stamford Bridge this summer as they do not want to strengthen a rival.Chelsea themselves do not have an abundance of midfield options and allowing the 28-year-old to leave would only have been considered had they managed to persuade West Ham to sell Declan Rice.More: Arsenal FCArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira movesThomas Partey debut? Ian Wright picks his Arsenal starting XI vs Manchester CityArsene Wenger explains why Mikel Arteta is ‘lucky’ to be managing ArsenalFrank Lampard has also shown no signs that Jorginho does not feature in his plans, starting the former Napoli man against Crystal Palace on Saturday – with the penalty specialist netting twice from the spot.The bad news for Arsenal is that the club do not expect to sign any alternative targets before Monday’s deadline, with Arteta having to make do with his current options. Chelsea do not want to strengthen a rival by letting Jorginho join Arsenal (Picture: Getty)Arsenal currently only have three out-and-out central midfielders to choose between: Granit Xhaka, Mohamed Elneny and Dani Ceballos.Despite the lack of options, both Lucas Torreira and Matteo Guendouzi will be allowed to leave on loan, with the duo expected to join Atletico and Hertha Berlin respectively – the Gunners have even forfeited a loan fee for the latter, such is their desire to ship him outMORE: Houssem Aouar reveals why he rejected Arsenal to stay at LyonMORE: Mikel Arteta tells Nicolas Pepe how to secure starting spot after starring in Arsenal win over Sheffield UnitedFollow Metro Sport across our social channels, on Facebook, Twitter and Instagram.For more stories like this, check our sport page. Advertisementlast_img read more

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Dutch pension funds dubious of cost benchmarks’ benefits – survey

first_imgMore than 40% said they “dreaded” taking part in benchmarks due to time constraints.Thirty-seven percent of respondents said they had difficulties picking the right provider and preferred to wait until a clear market leader emerged, while 20% said providers of costs benchmarks were too expensive.KAS Bank’s survey covered 15 company pension funds, six industry-wide schemes and three consultants.Last year, PDN, the €7.2bn pension fund for chemicals giant DSM, decided to withdraw from CEM Benchmarking for cost reasons, as well as the fact its costs had not deviated much from the previous year.It also said it would compare its costs with similar schemes by checking their annual reports. Nearly two-thirds of Dutch pension funds think cost benchmarks have limited added value, according to a survey by KAS Bank. The custodian and administrator, which canvassed 24 Dutch schemes and consultants, said most respondents felt participating in a benchmark was too time-consuming, and that there were too many benchmark providers.More than 60% said they saw limited added value and underlined the importance of being compared with similar schemes.By contrast, one-third of respondents said they appreciated cost benchmarking, while 4% said such comparisons were useless.last_img read more

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Containership Hit by ‘Devastating’ Fire off Mozambique

first_imgA fire broke out in the engine room of the Sub Panamax containership EM Oinousses while the ship was sailing from Maputo to Mombasa on January 20, 2020.Dutch towage company KOTUG International BV said that two of its rotortugs picked up the Mayday signal from the containership on Monday evening.The ship’s crew managed to extinguish the fire, however, at approximately 50 miles off the coast of Nacala, Mozambique, the ship was unable to control its course as a result of the fire damage.Kotug described the fire as devastating.The steerless containership was battling high swells and the safety of its 25 crew members was at risk.Having received the Mayday signal, KOTUG’s Rotortugs RT Spirit and RT Magic were sent to the scene to salvage the stricken vessel. They towed the ship to a safe haven at the Port of Nacala on January 21 where the crew members were able to disembark safely.There were no injuries reported to the containership’s crew.“We are glad that we were able to bring the MV EM Oinousses and its crew to a safe haven and prevented a possible disaster for the vessel, its crew, and the environment,” says Ard-Jan Kooren, CEO of KOTUG International.The Greek-flagged 2,506 TEU containership was built in 2000 and is operated by Europseas Shipping, according to the data from VesselsValue.last_img read more

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Reflections by Comrade Fidel: NATOS’s Genocidal Role (Part Four)

first_img Share 21 Views   no discussions Share Share Fidel Castro. Image via: globalresearch.caOn March 2nd, under the title of “NATO’s Inevitable War” I wrote:“In contrast with what is happening in Egypt and Tunisia, Libya occupies the first spot on the Human Development Index for Africa and it has the highest life expectancy on the continent. Education and health receive special attention from the State. The cultural level of its population is without a doubt the highest. Its problems are of a different sort. […] The country needed an abundant foreign labour force to carry out ambitious plans for production and social development.”“It had enormous incomes and reserves in convertible currencies deposited in the banks of the wealthy countries from which they acquired consumer goods and even sophisticated weapons that were supplied exactly by the same countries that today want to invade it in the name of human rights. “The colossal campaign of lies, unleashed by the mass media, resulted in great confusion in world public opinion. Some time will go by before we can reconstruct what has really happened in Libya, and we can separate the true facts from the false ones that have been spread.”“The empire and its main allies used the most sophisticated media to divulge information about the events, among which one had to deduce the shreds of the truth.”“Imperialism and NATO – seriously concerned by the revolutionary wave unleashed in the Arab world, where a large part of the oil is generated that sustains the consumer economy of the developed and rich countries – could not help but take advantage of the internal conflict arising in Libya so that they could promote military intervention.”“In spite of the flood of lies and the confusion that was created, the US could not drag China and the Russian Federation to the approval by the Security Council for a military intervention in Libya, even though it managed to obtain however, in the Human Rights Council, approval of the objectives it was seeking at that moment.”“The real fact is that Libya is now wrapped up in a civil war, as we had foreseen, and the United Nations could do nothing to avoid it, other than its own Secretary General sprinkling the fire with a goodly dose of fuel.“The problem that perhaps the actors were not imagining is that the very leaders of the rebellion were bursting into the complicated matter declaring that they were rejecting all foreign military intervention.”One of the rebellion’s ringleaders, Abdelhafiz Ghoga, declared on February 28th, in an encounter with journalists: “What we want is intelligence information, but in no case that our sovereignty is affected in the air, on land or on the seas.”“The intransigence of the people responsible for the opposition on national sovereignty was reflecting the opinion being spontaneously manifested by many Libyan citizens to the international press in Benghazi”, informed a dispatch of the AFP agency this past Monday.“That same day, a political sciences professor at the University of Benghazi, Abeir Imneina, adversary of Gaddafi stated: “There is very strong national feeling in Libya.” “‘Furthermore, the example of Iraq strikes fear in the Arab world as a whole’, she underlined, in reference to the American invasion of 2003 that was supposed to bring democracy to that country and then, by contagion, to the region as a whole, a hypothesis totally belied by the facts.” “‘We know what happened in Iraq, it’s that it is fully unstable and we really don’t want to follow the same path. We don’t want the Americans to come to have to go crying to Gaddafi’, this expert continued.”“A few hours after this dispatch was printed, two of the main press bodies of the United States, The New York Times and The Washington Post, hastened to offer new versions on the subject; the DPA agency informs on this on the following day, March the first: “The Libyan opposition could request that the West bomb from the air strategic positions of the forces loyal to President Muamar al Gaddafi, the US press informed today’.”“The subject is being discussed inside the Libyan Revolutionary Council, ‘The New York Times’ and ‘The Washington Post’ specified in their online versions.” “’In the event that air actions are carried out within the United Nations framework, these would not imply international intervention, explained the council’s spokesperson, quoted by The New York Times’”.“‘The Washington Post’ quoted rebels acknowledging that, without Western backing, combat with the forces loyal to Gaddafi could last a long time and cost many human lives.” In that Reflection, I immediately wondered:“Why the effort to present the rebels as prominent members of society demanding bombing by the US and NATO in order to kill Libyans?”“Some day we shall know the truth, through persons such as the political sciences professor from the University of Benghazi who, with such eloquence, tells of the terrible experience that killed, destroyed homes, left millions of persons in Iraq without jobs or forced them to emigrate.” “Today on Wednesday, the second of March, the EFE Agency presents the well-known rebel spokesperson making statements that, in my opinion, affirm and at the same time contradict those made on Monday: “Benghazi (Libya), March 2. The rebel Libyan leadership today asked the UN Security Council to launch an air attack ‘against the mercenaries’ of the Muamar el Gaddafi regime.’”“Which one of the many imperialist wars would this look like? “The one in Spain in 1936? Mussolini’s against Ethiopia in 1935? George W. Bush’s against Iraq in the year 2003 or any other of the dozens of wars promoted by the United States against the peoples of the Americas, from the invasion of Mexico in 1846 to the invasion of the Falkland Islands in 1982? “Without excluding, of course, the mercenary invasion of the Bay of Pigs, the dirty war and the blockade of our Homeland throughout 50 years, that will have another anniversary next April 16th.“In all those wars, like that of Vietnam which cost millions of lives, the most cynical justifications and measures prevailed. “For anyone harbouring any doubts, about the inevitable military intervention that shall occur in Libya, the AP news agency, which I consider to be well-informed, headlined a cable printed today which stated: “The NATO countries are drawing up a contingency plan taking as its model the flight exclusion zones established over the Balkans in the 1990s, in the event that the international community decides to impose an air embargo over Libya, diplomats said’.”Any honest person capable of objectively observing the events can appreciate the danger lying in the ensemble of cynical and brutal events that characterize United States policy and explain the embarrassing solitude of that country in the UN debate on “The need to put an end to the economic, commercial and financial embargo on Cuba”. I am closely following the Pan-American Games of Guadalajara 2011, despite my work. Our country swells with pride for those young people who exemplify for the world their selflessness and spirit of solidarity. I warmly congratulate them; nobody can take away from them the place of honour they have earned. To be continued on Sunday the 30th.Fidel Castro RuzOctober 28, 2011 7:14 p.m.center_img Tweet Sharing is caring! NewsRegional Reflections by Comrade Fidel: NATOS’s Genocidal Role (Part Four) by: – October 31, 2011last_img read more

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Man Utd fail with transfer bid for Bournemouth striker

first_img Loading… Manchester United failed in an attempt to sign Bournemouth forward Joshua King, according to reports.Advertisement And The Telegraph report that United made a move for King – but the Cherries simply refused to sell.King, 28, joined Manchester United as a teenager and spent five years on the books following his move from Valerenga, working under Solskjaer with the reserves.The versatile forward made just two senior appearances for the Red Devils and spent time on loan at Preston, Borussia Monchengladbach, Hull and Blackburn before making his move to Ewood Park permanent in 2013.Two years later, he joined Bournemouth and has scored 47 times in 160 appearances for the south-coast club.He has not played since December 28 due to a hamstring injury – but is set to return to action after the Premier League winter break in February.And Solskjaer was hoping United could bring his fellow Norwegian in to bolster his side’s attack. Read Also: Argentinian club celebrate Man United defender returnBut Eddie Howe and Bournemouth were unwilling to do business.The Cherries sit in the Premier League’s relegation zone, level on points with 17th-placed West Ham.Callum Wilson has been out of form and Howe’s side have managed just 23 goals in their opening 24 matches of the current campaign.FacebookTwitterWhatsAppEmail分享 center_img Ole Gunnar Solskjaer is desperate to bring in another striker before Friday night’s transfer deadline.He is without Marcus Rashford for at least two months due to the stress fracture the England man suffered in his back. Promoted Content6 Interesting Ways To Make Money With A Drone7 Ways To Understand Your Girlfriend BetterTop 10 Most Romantic Nations In The World7 Of The Wealthiest Universities In The World10 Most Praised Historical Movies2020 Tattoo Trends: Here’s What You’ll See This Year10 Dystopian Movie Worlds You’d Never Want To Live In10 Risky Jobs Some Women Do14 Hilarious Comics Made By Women You Need To Follow Right NowTop 10 Most Populated Cities In The World7 Universities In The World With The Highest Market Value8 Addictive And Fun Coffee Factslast_img read more

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Ripley County crash into house injures three

first_imgBatesville, In. — The Ripley County Sheriff’s Department says a crash into a house early Tuesday morning injured three people.The investigation began at 3:11 a.m. when medical workers at Margaret Mary Health notified Batesville Police that two accident victims came in for treatment, and said another victim was still at the crash scene located at State Road 48 and County Road 650 North.Deputies from the Ripley County Sheriff’s Department responded to the scene and found the car in the yard along with the injured driver. No one inside the residence was injured.A report from the Ripley County Sheriff’s Department says Jacob Meadors, 18, of Sunman, was driving the vehicle. Meadors and an unidentified 20-year-old male passenger were transported to University of Cincinnati Hospital by ambulance. A 17-year-old female was flown to University of Cincinnati Hospital.last_img read more

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Maracana, FESTAC All Stars Book Final PlaceÂ

first_imgThe match also featured a penalty kick session between ex- Nigeria internationals and sponsors.Managing Director of Mikano International limited,   Ghassan Libbos commended the organizers of the championship while calling on other corporate bodies to key into the vision of the Lagos All Stars FA.“I want to congratulate organizers of the championship for creating this programme. There is need for corporate organizations to partner with such initiative because the government cannot do everything alone. We are proud to be part of this,” he said.The finals is expected to hold in two weeks at the NPA playing ground Bode Thomas, Surulere.Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegram Maracana All Stars will play FESTAC counterpart in the finals of this year’s Lagos All Stars football championship after both teams dismissed their respective opponents in the semi-final matched decided at the NPA playing ground Surulere, Lagos.Maracana All Stars defeated Laspotech All Stars football team 4-1 on penalties after regulation time ended 1-1, while FESTAC All Stars had the upper hand over Paco All Stars by 5-4 via penalties after both sides failed to score at regulation time.The tournament is basically for ex-footballers, who have at one time or the other played for the country.last_img read more

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VICE Media to start new class at annenberg

first_imgThe USC Annenberg School for Communication and Journalism and VICE Media will launch a new class in Spring 2018 about VICELAND’s Emmy-nominated documentary series WOMAN, with Gloria Steinem, to learn about gender representation in the media. The class will incorporate guest speakers and episodes from the eight-part documentary series as well as media images from the 20th century to the present to explore gender’s relationship with power, voice, race, socioeconomic status and sexual orientation. Students will also learn how to use their own media for social change.Students will learn about the process followed to create the series in order to understand how to create their own media. Such parts of the process will include pitching, shaping and production, among others. The work produced by the students will be published on VICE’s site Broadly, which focuses on women’s issues and experiences.“By the conclusion of the class, our hope is that students will have a project to enact social change,” professor and Vice Dean of USC Annenberg Sarah Banet-Weiser told USC News. “Beyond that, they’ll have an understanding of the cultural representations of gender identity and ways to practice storytelling in the context of disenfranchised communities. They will have a deeper knowledge of institutional policies that create barriers or avenues to social justice.”WOMAN conveys violence against women in different parts of the world through reporting by on-site correspondents and emphasizes the need for viewers to take action to create change. The documentary includes feminist writers and activists Gloria Steinem and Amy Richards. This is the first VICE documentary to be used as a teaching tool for higher education.last_img read more

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No. 4 Syracuse’s scoring outburst holds off No. 6 Virginia run in 16-11 win

first_img Comments Published on March 2, 2019 at 6:25 pm Contact Kaci: klwasile@syr.edu Mary Rahal was sprinting downfield, stick in hand and held high to keep the ball from falling out. A Virginia defender was on her heels as she approached the net. As she neared the cage, she pulled back, shot and fired the ball over UVA goalie Charlie Campbell’s outstretched arm.Rahal’s goal sealed the win for No. 4 Syracuse (6-1, 1-1 Atlantic Coast). SU came out strong against No. 6 Virginia (5-1, 0-1) and maintained its control for a majority of the game. The 16-11 win was Syracuse’s third win over a ranked opponent in the last seven days, having beat No. 5 Northwestern and No. 12 Loyola. While the Orange had balanced scoring to start the game with eight different players ending up in the box score, SU had its “usual little lull” as SU head coach Gary Gait called it, a second half slump. “We didn’t play our best for the full 60-minutes,” Gait said. “I think that shows we have more potential and some things we need to do to get better.”Eight players scored against the Cavaliers. This, Hawryschuk said, demonstrates how deep the Orange’s offense is. It’s what allows them to put up an average of 15.5 goals a game.Against Virginia, Syracuse put its balanced offense to use early. The Orange started the game with an early two-goal lead.  Megan Carney’s pass up the middle to Hawryschuk led to the latter scoring the first goal of the game. After Rahal’s shot as she fell to the ground, Syracuse took control of the game early.AdvertisementThis is placeholder textIn the second half, after Nora Bowen scored Virginia’s first goal more than 10 minutes in, SU’s Cara Quimby received the ball from Carney and shot from five yards out less than a minute after Bowen’s goal. She scored and kept SU two goals ahead.Almost every time UVA scored, Syracuse responded on its next possession. Four times in the first half, the Cavaliers and the Orange traded goals before SU took complete control and went on a 5-1 scoring run, sending the Orange into the locker room at half up by five goals.“When other teams score on us,” Rahal said, “we kind of get that mentality like alright they scored on us, they’re getting no more. It’s our time.” In previous games this season, opponents chipped away at the Orange’s first-half lead while Syracuse’s scoring decreased. Against then-No. 1 Boston College, SU had a 5-1 lead at one point but was outscored 9-5 in the second half and lost. Against Loyola, Syracuse scored 12 in the first half but was outscored 7-3 in the second, the 12 points helping the Orange through the second half. Against Virginia, it seemed Syracuse had fixed its second-half struggles. Hawryschuk started the half with an early goal, followed by a Rahal-assisted goal by Natalie Wallon. When UVA scored, Hawryschuk responded on the next possession. Then, the Orange took 20 minutes to score, during which, UVA found its opportunity to come back. Cavaliers’ attack Sammy Mueller lined up for a free position shot in the second half. SU goalie Asa Goldstock banged her stick on the cage’s posts. Mueller wasn’t intimidated by the loud sounds and scored the goal. It was the goal Syracuse was unable to answer because two minutes later, UVA was back on the side of the field with possession, and Ashlyn McGovern converted the possession into the second of a three-goal scoring run.The Cavaliers cut into SU’s lead. From seven to six to five to four. UVA pinned the Orange on their side of the field. Syracuse turnovers and UVA ground balls helped the Cavaliers maintain possession.Meaghan Tyrrell ended UVA’s scoring run with a goal, but it didn’t take long for the Cavaliers to go on another. They scored two goals in a little over 20 seconds and shrunk SU’s lead to three – its smallest since the first half.With four and a half minutes left, Syracuse called a timeout to regroup. Gait reminded the team it was important to end Virginia’s scoring run. It took more than a minute, but Carney did it. She ran up to the goal and fired the ball into the upper corner. Two and a half minutes later, Rahal scored and sealed SU’s third win over a ranked opponent in one week.“We’re all just clicking so well together and our chemistry is really unbelieveable,” Rahal said. “It’s helping us achieve a lot of success.”center_img Facebook Twitter Google+last_img read more

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